Choosing a Home Loan

By choosing American National Bank as your lender, you have a real person to answer your questions and guide you through the loan process.   ANB has been here for over 30 years, is a financially solid banking institution, and takes pride in taking care of our customers.   We look at your income, debts, credit, money available for down payment and closing costs, size of the loan, and time needed for repayment to give our recommendation on what type loan best fits your needs. 

Regardless of the type of loan you choose, you will need to have some money saved for your expenses in buying the home.  If you have little money, sometimes a gift is allowed.  Or, you may be able to borrow the down payment and closing costs, subject to lender restrictions.  And, if refinancing a home and there is enough equity, closing costs can even be rolled in. 

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